YOU ARE NOT A BANKER, YOU ARE A BANK EMPLOYEE
A banker is a company that engages in the business of accepting deposit from its customers and making payment to the customers when they are in need of their deposit.
Often times people refer to those that work in a bank as a banker it is wrong to refer to them as a banker, banker is the bank it self where money and other valuable items are kept any body who works in a bank is a bank employee and not a banker, it has become an intriguing mistake made by lot of author and its wrong, generally ranging from the manager to the least worker in a bank all of them are bank employees and none of them should be referred to as a banker.
Oga the fact that you work in a bank doesn't make you the banker you are literally a bank employee, please note that the relationship between a bank and its customers is regarded to be the debtor and the creditor relationship, if you go to a bank to pay in the bank becomes the debtor why you are the creditor and if you get loans from bank you become the debtor while they become the creditor.
Apart from the debtor/creditor relationship there is also pledger/pledgee relationship between a customer and the bank this occur when a customer pledges his/her documents in form of collateral in order to get a loan the customer is the pledger while the bank is the pledgee, in addition there is licensor/licensee relationship if you are giving a sale deposit then the bank becomes the licensor and the customer becomes the licensee sales deposit is like an overdraft.
Furthermore there is also bailor/bailee relationship this occurs when a customer keeps valuable items such as precious stones , jeweleries and important document with the bank the customer becomes the bailor while the bank becomes the bailee. This is also related to the trustee/ beneficiary relationship when such valuables are kept the customer becomes the beneficiary while the banker becomes the trustee.
Finally there is hypothecator/hypothecatee relationship between a bank and its customers this occurs when a customer pledges an asset both moveable and immovable assets in order to get a loan the customer is the hypothecator while the banker is the hypothecatee
Often times people refer to those that work in a bank as a banker it is wrong to refer to them as a banker, banker is the bank it self where money and other valuable items are kept any body who works in a bank is a bank employee and not a banker, it has become an intriguing mistake made by lot of author and its wrong, generally ranging from the manager to the least worker in a bank all of them are bank employees and none of them should be referred to as a banker.
Oga the fact that you work in a bank doesn't make you the banker you are literally a bank employee, please note that the relationship between a bank and its customers is regarded to be the debtor and the creditor relationship, if you go to a bank to pay in the bank becomes the debtor why you are the creditor and if you get loans from bank you become the debtor while they become the creditor.
Apart from the debtor/creditor relationship there is also pledger/pledgee relationship between a customer and the bank this occur when a customer pledges his/her documents in form of collateral in order to get a loan the customer is the pledger while the bank is the pledgee, in addition there is licensor/licensee relationship if you are giving a sale deposit then the bank becomes the licensor and the customer becomes the licensee sales deposit is like an overdraft.
Furthermore there is also bailor/bailee relationship this occurs when a customer keeps valuable items such as precious stones , jeweleries and important document with the bank the customer becomes the bailor while the bank becomes the bailee. This is also related to the trustee/ beneficiary relationship when such valuables are kept the customer becomes the beneficiary while the banker becomes the trustee.
Finally there is hypothecator/hypothecatee relationship between a bank and its customers this occurs when a customer pledges an asset both moveable and immovable assets in order to get a loan the customer is the hypothecator while the banker is the hypothecatee
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